CHELCO is headquartered in DeFuniak Springs and was established in 1941. We service most of Walton County and the northern portions of Okaloosa County, including Eglin Air Force Base, as well as western Holmes and eastern Santa Rosa Counties. We have six offices to serve your needs. 

Telephone for all offices and services during business hours: (850) 892-2111. 

Auburn Office

3097 Locke Lane, Crestview, FL 32536

Hours: 8:00-11:30AM, 12:00-4:00PM


Baker Office

1351 Georgia Avenue, Baker, FL 32531

Hours: 7:30-11:00AM, 11:30AM-4:00PM


Bluewater Bay Office

1401 Cat-Mar Road, Niceville, FL 32578

Hours: 7:30AM-12:00PM, 12:30-4:00PM


DeFuniak Springs Headquarters

655 U.S. Hwy. 331 N., DeFuniak Springs, FL 32433

Hours: 7:30AM-4:00PM


Freeport Office

112 Highway 20 West, Freeport, FL, 32439

Hours: 8:00AM-1:00PM, 1:30-4:00PM

Santa Rosa Beach Office

3906 Hwy. 98 W., Santa Rosa Beach, FL 32459

Hours: 7:30AM-1:30PM, 2:00-4:00PM